Prosboul and Shmita of Money in Our Days
Hello Rabbi Michael,
The Sabbatical year will soon end, and questions arise
1. Are there practical implications today for omitting money on the eve of the seventh day? After all, many people have loans that they have taken out and even given out (for example, they took out a mortgage or gave a loan to a bank/investment body as part of a savings account, etc.).
2. Is it necessary to make a prozbol perhaps to avoid the prohibition of money laundering? And if so, how do you do it? I know that it is possible to make a kind of general transaction permit, the question is whether there is also a general prozbol.
3. What about small loans between a person and a friend for which no repayment period has been set and for which no promissory note has been drawn up?
Best regards,
Hello.
I think banks do probing, but when you borrow from them, it doesn’t matter to you anyway. It’s the lenders who are being forgotten, not you. As for loans to them, you can include them in your probing, although it’s not necessary (it’s not clear that there’s a default on a loan to the bank).
There is a general rule. I’m sure you can find a version online.
Loans with no set time are thirty-day loans, and should be treated as such. The note is not important for our purposes.
I understand that according to most poskim, it is possible to make a prozbol even for a person who is not aware of it, according to the rule “privilege for a person who is not present”, in a similar way to the sale of chametz that is made for a person who is not aware of it. I asked about this, because in the sale of chametz I understood that the Chief Rabbinate sells all the chametz of all the Jews in the country on Passover. If so, why is it not customary to also make a prozbol for all the Jews in the country? Or maybe they do and I don’t know about it?
The Rabbinate does not sell chametz for everyone. It only sells public chametz, as the government appointed and sent it to do so. Private chametz is sold only by the owner himself (to the private rabbi he chooses and not through the Chief Rabbinate), and without his permission no one else sells it. It is impossible to sell something that belongs to a person without his consent, because you have a right to a person without his consent, but according to most opinions you do not have a right to a person without his consent and without his consent.
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