Purchasing medicine
Hello Rabbi,
My baby needs a special moisturizer (over-the-counter), the problem is that his health insurance doesn’t have the cream at the nearest pharmacy (which is relatively small). It’s a bit of a hassle to travel to a pharmacy further away.
It turns out that the nearest pharmacy of my health insurance fund (a different fund) has the cream – the question is, am I allowed to buy it (using my health insurance fund card, of course)?
On the one hand, it is an over-the-counter cream that I can also use. On the other hand, I actually buy it for the baby. The question is mainly whether the health funds participate in the purchase.
(Perhaps the question is whether, as a member of a health insurance fund, I acquire the right to buy any product I want that the fund allows. Or does the fund intend to finance only things that are intended for me, and therefore this is a problem?)
Thank you very much.
I think there’s no problem. As long as you’re the one buying it, you’re the insured and the fund takes care of you as the insured. It’s not even like buying for a friend or a parent. Here, you’re the one who’s actually paying and buying for the child. I also assume that the fund doesn’t subsidize it, but sells it at the base price (they get it at a low price because the purchase is in bulk). This is unlike prescription drugs where there is a subsidy. But I’m just saying that to explain.
I just don’t understand the logic of making one pot for him and another for you, but that’s another question.
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