To study or work

Hello Rabbi,
As a continuation of the last column and its predecessors…
I study at a kollel and I’m interested in the rabbi’s opinion on whether it’s appropriate for me to work, or whether the lack of morality is in the educational system, not teaching a profession, educating about the virtue of the ‘kollel for idlers,’ and spending public funds that encourage study when that’s not the will of the people, but as a private individual, is it appropriate for me to study if I’m interested in knowing the Torah?
Another question – if I do study, is it appropriate not to accept ‘religions’? And what about money that the kollel receives from donors? Is it appropriate not to take that either? Especially since a large portion of the money comes from a person who wants to be studied in his building.