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Q&A: Store Credit

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This is an English translation (via GPT-5.4). Read the original Hebrew version.

Store Credit

Question

I have store credit at a store. Am I allowed to sell it to someone who comes to buy in the store and is there in the store? Is there a problem here of "a poor person turning over a cake"? Thank you very much.

Answer

Why shouldn't it be permitted? Does the store owner want you to remain with the credit and not use it? If so, that's his problem. I don't need to lose out because of what he wants, and I also don't need to buy something I'm not interested in.

Discussion on Answer

Nachum (2020-02-21)

Of course it's permitted to sell it. The question is whether it's permitted to sell it inside the store to someone who came to buy there, since the issue is that that buyer is considered the "cake" that the store owner is turning over.

Michi (2020-02-21)

I don't see a problem. Maybe one could distinguish between a case where I have no other way to find a buyer for my voucher there (in which case I lose out).
Is it forbidden for me to interest a buyer in different merchandise after he's interested in a certain item? I don't think so.

Nachum (2020-02-22)

It's not about different merchandise, but rather that I see someone in the store coming to buy, and I tell him: instead of paying the store owner, buy the credit from me.

Michi (2020-02-22)

I understood that. I was only wondering whether, if someone is interested in Tnuva white cheese, it's forbidden for me to interest him in Tara white cheese instead.

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