Question

Hello,
Is the prohibition on cursing meant in the sense of wishing something bad on someone, something from the realm of mysticism, like saying to someone, "I hope you die in terrible agony," and the like, or is it "just" ordinary swearing as is common and widespread among the general public, like "you piece of ****" / "you m*****" and the like (sorry for spelling out the examples…)
It is absolutely clear to me that this is improper / immoral / impolite etc. etc.; I am asking from the dry halakhic side.
Thank you!!!